If there’s one lesson in investing, it’s that time in the market matters. The longer you leave your capital alone, the more it can grow. If past growth rates continue, the time you leave your savings alone is more important than how much you save.
After a lifetime of hard work, many people expect to retire in some comfort and enjoy their remaining years. In some lines of work, especially public service professions like police and firefighting, the retirement package is a big part of the recruitment process.
In a country full of people who sometimes disagree on a variety of fundamental issues, we can find common ground on game days; nearly 80 percent of Americans watched at least one football game last year. In fact, 45 of the 50 highest-rated television programs of 2014 were football games. We may not be able to agree on the toppings for the halftime pizza, but we can agree that we’re watching the game.