When you’re mulling over a major purchase, the right price can often tip the scales. If you’re patient, willing to research and time your buys just right, you can save quite a bit of green. Here are the best things to buy during each month for the rest of the year!
If there’s one lesson in investing, it’s that time in the market matters. The longer you leave your capital alone, the more it can grow. If past growth rates continue, the time you leave your savings alone is more important than how much you save.
We all love our pets. Cats, dogs, ferrets and furry babies of all sorts are members of the family. They eat and sleep under the same roof. They give affection when you’ve had a rough day. Your fridge, mantle and social media are full of pictures of your animals clowning around, just like any other family member.
One of the most difficult obstacles in setting a budget is understanding how much is needed for each category. Is $500 enough for groceries or should it be $1,000? How do I know if I’m being extravagant when it comes to entertainment? Am I saving enough?
For accountants, your personal net worth is one of the simplest calculations they might be asked to perform. Add up your assets in column A, add your debt in column B, then subtract B from A to find your net worth. It’s a number you should know, or at least be able to estimate, and it’s good to check it every year. When you do, don’t forget all of the value that might not translate into worth.
For most of us, tax-free weekend has come and gone. It was a heady rush, getting our Black Friday fix in the sunshine of August, and the kids are ready to head back to school with new clothes and school supplies. But what about the people who missed out? What about the kids who just need one more thing? What about mom and dad who deserve a tax-free spree, too? Is there a way to shop tax-free every weekend without ending up with the IRS coming after them?
We like to think of ourselves as learning animals. We take our lived experiences, extract valuable lessons from them, and use that information to improve our daily lives. This is how we get better at doing things over time.