*APR = Annual Percentage Rate. Rates are effective as of September 8, 2014. Rates are subject to change.
|Account Types||Dividend Rate||APY*|
|Premium Reward Checking (Balance Up To $25,000 & Requirements Met)||0.25||0.25|
|Premium Reward Checking (Balance over $25,000 & Requirements Met)||0.10||0.10|
|Premium Reward Checking (Entire Balance & Requirements Not Met)||0.00||0.00|
|Checking (All Balances)||0.05||0.05|
|Savings ($5.00 and Over)||0.05||0.05|
|Money Market (Balance $0 - $49,999.99)||0.00||0.00|
|Money Market (Balance $50,000 - over)||0.05||0.05|
|Liquid Asset Account (Balance Up To $499.99)**||0.05||0.05|
|Liquid Asset Account (Balance $500 and Over)**||0.15||0.15|
|Health Savings Account ($100 - $500.99)||0.50||0.50|
|Health Savings Account (Balance $501 - $1,000.99)||0.75||0.75|
|Health Savings Account (Balance $1,001 and Over)||1.00||1.00|
|Vacation/Christmas Club Account (Balance $5 - $14,999.99)||0.35||0.35|
|Vacation/Christmas Club Account (Balance $15,000 and Over)||0.05||0.05|
|Traditional and Roth IRAs & Education Savings Account (Balance $100 and Over)||0.25||0.25|
*APY = Annual Percentage Yield. Annual Percentage Yield (APY) is accurate as of October 1, 2014 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly, Fees or other conditions could reduce the earning on the account.
**Variable rate account subject to change when the Federal Funds rate changes.
|Certificate Types||Dividend Rate||APY*||Term (months)|
|Certificate & IRA Certificate Specials||0.40||0.40||9|
|Certificate & IRA Certificate Specials||0.60||0.60||18|
|Certificates & IRA Certificates||0.10||0.10||2|
|Certificates & IRA Certificates||0.20||0.20||3|
|Certificates & IRA Certificates||0.30||0.30||6|
|Certificates & IRA Certificates||0.35||0.35||12|
|Certificates & IRA Certificates||0.65||0.65||24|
|Certificates & IRA Certificates||0.90||0.90||36|
|Certificates & IRA Certificates||1.00||1.00||48|
|Certificates & IRA Certificates||1.40||1.41||60|
|Jumbo Certificates ($100,000 and Up)||0.20||0.20||2|
|Jumbo Certificates ($100,000 and Up)||0.30||0.30||3|
|Jumbo Certificates ($100,000 and Up)||0.35||0.35||6|
|Jumbo Certificates ($100,000 and Up)||0.60||0.60||12|
*APY = Annual Percentage Yield. APY Offered Period of October 23 - 29, 2014. Minimum Balance to earn APY $500 for Certificates & IRA Certificates and $100,000 for Jumbo & IRA Certificates. A penalty will be imposed for early withdrawal.
Club 21 Certificates (ages 18-21) have dividend rates 0.25% higher than the above published rates. Minimum opening deposit = $250.00.