Home Equity Loans

What do you have in mind?

  • Home Improvements
  • College Tuition
  • Paying off Bills

You can do it...with a Home Equity Loan from UNITED SA Federal Credit Union!

Now is the perfect time to make some home improvements, pay off high interest rate credit cards or send your kids to college.

Whatever you have in mind, a Home Equity Loan is a smart way to borrow, offering:


Home Equity Loan From UNITED SA

To Start the Home Equity Loan Process:

Home Equity Loan Amounts

  • Borrow between $5,000 - $100,000
  • For Home Equity Loan amounts in excess of $100,000, please contact our Mortgage Department.
  • The home equity loan combined with the first mortgage may not exceed 80% of the fair market value of the home.

Home Equity Loan Qualifications

  • Normal credit criteria apply.
  • Applicants must have an adequate source of funds for repayment and income commensurate with the credit limit approved.
  • You must have at least 20% of the appraised value owed on your mortgage paid off.
  • The property must be an owner occupied, one or two-family house in Texas.**
  • No condominiums, mobile homes or rental properties allowed.

*Consult your tax advisor for details.
**Texas residence homestead property only.
***The online loan application is not valid for Home Equity Loans.