If your child headed off to college for the first time, it can be an exciting time. But, unlike your younger children, instead of needing you to replace their pens early in the school year, your college-aged child may be calling to ask for money.
In a country full of people who sometimes disagree on a variety of fundamental issues, we can find common ground on game days; nearly 80 percent of Americans watched at least one football game last year. In fact, 45 of the 50 highest-rated television programs of 2014 were football games. We may not be able to agree on the toppings for the halftime pizza, but we can agree that we’re watching the game.
Most people have a checklist they go through before they leave the house. Is the stove turned off? Are the doors locked? Do I have my wallet, my keys and my cell phone? The only thing that has changed about that process in the last few years has been the addition of that last item on the list.
Just about every article you read about fraud, security and identity theft is based on the idea that with increased technology comes increased security. Unfortunately, some of the greatest vulnerabilities come from low-tech attacks.
We’ve all had that moment when we were shopping on eBay at 3 a.m. and spotted the deal of the century - an Omega Speedmaster Moonwatch for just $100? That’s the watch that’s been on the moon! Then we realize the price is too good to be true when we see that our newest find will ship from the other side of the planet and the listing features mysteriously blurry photos that obscure key details.
UNITED SA is built on the idea of people helping people. You already know we can do a better job looking after your money than a big bank that answers to shareholders, because we know you and our community. So why give that up when you find a bargain online? Shopping locally is better for the community, better for the environment and the best way to find something unique that can make all of your friends say “wow.”
For most of us, tax-free weekend has come and gone. It was a heady rush, getting our Black Friday fix in the sunshine of August, and the kids are ready to head back to school with new clothes and school supplies. But what about the people who missed out? What about the kids who just need one more thing? What about mom and dad who deserve a tax-free spree, too? Is there a way to shop tax-free every weekend without ending up with the IRS coming after them?
If you’re feeding an army or just a hungry family, you’ve probably been considering the benefits of membership in a shopping club like Sam’s Club, Costco or BJ’s Wholesale. On the surface, the membership decision seems like a very simple calculation. You take your projected savings from buying in bulk and subtract from that the cost of a yearly membership ($45 for Sam’s Club, $50 for BJ’s, and $55 for Costco).
It’s a tough situation. Many working families need to borrow money to finance a car just to get to work. If you can afford a new car, your warranty should see you through the term of your loan on most major repairs. But many used cars don’t come with warranties. If the car breaks down, you’re still on the hook.