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Avoiding Scams in the Workplace: Keeping Yourself and the Rest of Us Safe

Worker on PC with hands over mouthPop quiz: What do the data breaches at Target, Home Depot and Sony all have in common? Give up? They were all caused by employee errors. These, along with about 500 other breaches, are confirming what many security professionals have worried about for years. In the digital age, the weakest link in our information security is us: humans. The most common cause of data breaches around the world is employee error or negligence.

Are Your Financial Realities Keeping Up with Your Financial Priorities?

Scale balancing realities and prioritiesHappy New Year! It isn’t four months late, it’s just a different calendar. That’s because filing your taxes effectively closes the book on the financial year gone by while opening up a world of possibilities. Will this be the year you break free from the clutches of debt? Will you set up an emergency fund? Maybe you’ll finally start saving for retirement! New years are typically a time of reflection, and the financial new year is no exception.

Wedding Costs

Bride and Groom Holding HandsThere are many factors that impact the cost of a wedding. We try to explain some of them here.

How Everyone Else Spends Their Money

Falling MoneyOne of the most difficult obstacles in setting a budget is understanding how much is needed for each category. Is $500 enough for groceries or should it be $1,000? How do I know if I’m being extravagant when it comes to entertainment? Am I saving enough?

Your Real Net Worth

Piggy Bank on a CalculatorFor accountants, your personal net worth is one of the simplest calculations they might be asked to perform. Add up your assets in column A, add your debt in column B, then subtract B from A to find your net worth. It’s a number you should know, or at least be able to estimate, and it’s good to check it every year. When you do, don’t forget all of the value that might not translate into worth.

The "Pink Tax": Does Shopping Like a Girl Cost You Money?

Pink Pig Being SqueezedSeveral economic studies have confirmed the existence of a so-called “pink tax,” an inflated price attached to goods and services specifically marketed to women. While theories abound to explain the pricing discrepancy, its existence seems clear. On everything from razors and deodorant to car repair and haircuts, women are expected to pay more for products marketed directly to them. In many cases, marketing is where the differences stop.

Private Mortgage Insurance - What You Need to Know

Home on a LifesaverWhether you’re a long-time home owner or you’ve just started shopping for your dream house, you’ve seen stacks of papers full of acronyms. Buried amid the dense undergrowth of legalese are three letters that could be costing you more than you think. Be on the lookout for PMI: Private Mortgage Insurance.

Why REFUND is a Four-Letter Word

Cash on Tax FormRetailers across the country expect big sales for the first quarter of the year. They know this is the time of year when 75% of Americans get a big check in the mail courtesy of Uncle Sam. Nobody likes filing their taxes, but everyone likes getting a refund. It’s free money, right? Whoa … hold that thought for a moment. Before you celebrate your sudden windfall with a new big-screen TV, think about how your refund gets there. It might not really be the free money you think it is.

The Financial Lessons of Kanye West (Who is $53 Million in Debt)

Kanye West holding piggy bankWhen the biggest rapper on the planet releases his first album in years, it’s an enormous event. When a rising star in the fashion industry debuts a long-awaited new clothing line, it’s huge. Kanye West is both of those people, producing critically acclaimed and chart-topping hits with every album he’s released, while his shoes sell for $16,000 on eBay (please note, we do not currently offer 30-year-term sneaker loans).

Should I Start My Own Business?

Business OwnersWant to go into business for yourself? Here are some of the things you need to know!

I have a stable full-time job. But I’m not fulfilled. I’d like to start my own business. How do I know if I’m ready?

Millions of Americans dream of starting their own business. The risks are high, and many small businesses fail. But the rewards are high, too. Entrepreneurship isn’t for everyone. Before you quit your job, here are some questions to ask yourself:

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