Why REFUND is a Four-Letter Word

Cash on Tax FormRetailers across the country expect big sales for the first quarter of the year. They know this is the time of year when 75% of Americans get a big check in the mail courtesy of Uncle Sam. Nobody likes filing their taxes, but everyone likes getting a refund. It’s free money, right? Whoa … hold that thought for a moment. Before you celebrate your sudden windfall with a new big-screen TV, think about how your refund gets there. It might not really be the free money you think it is.

The Financial Lessons of Kanye West (Who is $53 Million in Debt)

Kanye West holding piggy bankWhen the biggest rapper on the planet releases his first album in years, it’s an enormous event. When a rising star in the fashion industry debuts a long-awaited new clothing line, it’s huge. Kanye West is both of those people, producing critically acclaimed and chart-topping hits with every album he’s released, while his shoes sell for $16,000 on eBay (please note, we do not currently offer 30-year-term sneaker loans).

Should I Start My Own Business?

Business OwnersWant to go into business for yourself? Here are some of the things you need to know!

I have a stable full-time job. But I’m not fulfilled. I’d like to start my own business. How do I know if I’m ready?

Millions of Americans dream of starting their own business. The risks are high, and many small businesses fail. But the rewards are high, too. Entrepreneurship isn’t for everyone. Before you quit your job, here are some questions to ask yourself:

IRS Scams 2016

Scammer Phishing for CashEvery year, the Detroit Auto Show brings in visitors from around the world to see the newest models from major car manufacturers. The Consumer Electronics Expo gives us a chance to see all the new gadgets that will be on our wish lists come holiday time. Penny Arcade Expo unveils the year’s new video games that our teenagers will be using to ignore their homework.

Is 2016 the Year for Cord Cutting?

Scissors Cutting Cable CordWhy is the cable/satellite bill so frustrating? Is it because the bill seems to go up every so often (and 2016 will be no exception) for reasons that are, at best, baffling? Is it the customer service which is, at best, infuriating? Or is it that feeling you get when you’re flipping past channel after channel that you never watch, making you realize you’re paying for something you don’t want or need? That feeling is, at best, unsatisfying.

The Importance of Role Models

Soccer Coach with PlayersWe all learn by example. And there are many shining examples your kids can follow to get started on the path to success.

Their most important role model will probably be you, especially at first. It’s natural for children to look up to parents and absorb their values and experience. And that is all well and good, but it doesn’t hurt to bring in some outside reinforcements for additional inspiration.

Charitable Giving

People making a donationIt’s that time of the year again: a combination of New Year’s resolutions and the start of tax time has many of us looking for a place to donate money. It can be difficult to figure out which charity is most deserving of your money and how to make your charitable donations work best for your financial situation.

New Year's Resolutions

Beginning of Resolution ListBy the end of January, many of us will have forgotten all about our New Year’s resolutions. It can be difficult to change our lives, even when it’s for the better. Knowing this, we want you to know that, in your financial life, there are changes you can make today that will last the entire year. Here are three resolutions you can set today and some follow-up goals for the rest of the year.

Rogue Access Points

Coffee next to a laptopWe’ve all been there. It’s been a long day of shopping at the mall, or waiting in an airport, or driving across the country, and we finally get a chance to pull out our phones or laptops and look for WiFi. Good news: You’ve found one that doesn’t require a password! Free WiFi saves the day. You click accept and head to your favorite place to watch videos of kittens, or whatever people normally do on the Internet … we mostly watch kittens.


Subscribe to RSS - blogs