Q: The news coverage surrounding hurricanes Matthew and Nicole has me worried. What can I do to disaster-proof my home?
A: Natural disasters can be frightening. Whether it’s hurricanes, tornadoes, earthquakes, droughts or floods, no area of the country is immune to them. Whether you were personally affected by the most recent round of hurricanes or not, they should serve as a good reminder to take steps to prepare yourself for the worst.
A Health Savings Account (HSA) makes for an easy way to save and pay for qualified medical expenses now and down the road. Though it’s often confused with a Flexible Savings Account (FSA), a Health Savings Account is not the same. For one thing, the funds roll from year to year and will move with you if you change jobs, become unemployed or change medical coverage.
When you think of your investment portfolio, you probably think of stocks, savings and maybe a few other financial products you own or things you’re planning to use for buying a house, fund retirement, or to keep yourself protected. What you might overlook is the investment you’ve made in your career. You’ve invested time in your career, and if you’re still paying off student loans, you definitely know you’ve spent money on it as well.
Football has begun, the leaves will be changing soon and the kids are back in school. Clearly, it's time to start thinking about Christmas. Some of you are reading this on your phone while waiting in line at Starbucks, preparing to buy your first Pumpkin Spice Latte of the season, but it's time to start thinking of peppermint mochas instead.
We all love our pets. Cats, dogs, ferrets and furry babies of all sorts are members of the family. They eat and sleep under the same roof. They give affection when you’ve had a rough day. Your fridge, mantle and social media are full of pictures of your animals clowning around, just like any other family member.
I’m looking for a car, but I hate haggling over the price. What can I do to get the best deal?
1.) Do your homework before you get to the lot.
Narrow your choices down so you only need to take a few test drives. Find out the typical price for comparable vehicles if you’re buying used and look up rebates and incentives for new cars. The more you know, the lower the price you’ll pay.