The New Year is a great time of renewal. That makes it a good time to make bold, decisive changes in your life. Leave behind the baggage that was 2016 and start fresh with a blank slate in 2017. If you’re looking for some resolutions to improve your personal finances, we’re pleased to offer seven ways to make 2017 the year of the dollar!
An alarming Glassdoor survey found that more than half of Americans don’t negotiate their salaries. That means most people will continue working for the same pay, even as their value to the workplace and their experience increases. How can you teach your kids to not be afraid of asking for a raise?
Hopefully, your kids are ready and willing to work hard for their pay when they grow up. But do they also know that time is money?
Your wallet can easily become cluttered with loyalty cards, coupons, cash, checks, store credit cards, and a host of identification cards. Not only is an over-stuffed wallet a hassle to carry, it may make identity theft easier.
Give your purse or wallet a good once over. Look for things you don’t regularly need, and take them out!
Scammers seem like they’re in every part of the economy. If you make a purchase online, scammers are trying to get your credit or debit card number. If you check your email, scammers are trying to get you to download spyware. You might think you’re safe conducting all your business in cash, but scammers are waiting in one location you can’t get around: the ATM.
As the country gets older, the mounting problem of dementia will only get more prominent. Already the sixth leading cause of death in the country, and the only killer among the top 10 that is completely unpreventable, the Alzheimer’s Association predicts that, by the year 2050, Americans will spend over one trillion dollars on treatment for dementia, five times the current price tag. For those of us whose loved ones suffer from the disease, it’s a trial every day.
Renting an apartment can be scary. This is going to be your home, after all, no matter how short or long a time you choose to live there. As you consider available options, you are probably looking for it to be clean and smell-free. You also likely want it to be large enough to at least fit a bed and a refrigerator. And the surrounding neighborhood should to be safe, or at least not downright dangerous.
Q: The news coverage surrounding hurricanes Matthew and Nicole has me worried. What can I do to disaster-proof my home?
A: Natural disasters can be frightening. Whether it’s hurricanes, tornadoes, earthquakes, droughts or floods, no area of the country is immune to them. Whether you were personally affected by the most recent round of hurricanes or not, they should serve as a good reminder to take steps to prepare yourself for the worst.
A Health Savings Account (HSA) makes for an easy way to save and pay for qualified medical expenses now and down the road. Though it’s often confused with a Flexible Savings Account (FSA), a Health Savings Account is not the same. For one thing, the funds roll from year to year and will move with you if you change jobs, become unemployed or change medical coverage.