Q: My inbox is overflowing with unwanted e-mails. Everyone wants to sell me something, or worse, steal from me! How can I take my inbox back from these spammers?
A: Spam is big business. According to web security firm, Norton, 72% of e-mail messages are spam. That means for every three e-mails from people wanting to have a real conversation with you, there’s another seven that are from unwanted sources.
Poet Ralph Waldo Emerson once said, “It is one of the blessings of old friends that you can afford to be stupid with them.” What’s left unsaid is that many times, it’s the friendship you can’t afford! In fact, some friends can be a serious drain on your savings.
Q: I’m shopping for a new phone plan for my family. Is an unlimited data plan a good option?
A: On paper, unlimited data seems like a great deal. You can use your smartphone as much as you want and you’ll never be charged for overages. Something about the word “unlimited” makes the plan seem more valuable. You’ll never have to worry about exceeding your data caps again.
Tax season is a confusing time. In the midst of a paperwork blizzard, it seems that everyone needs triplicate copies of every document. It’s not unusual for someone to lose a copy of an important document and need it to be re-issued. Of course, everyone’s busy enough that no one wants to double check.
When you’re mulling over a major purchase, the right price can often tip the scales. If you’re patient, willing to research and time your buys just right, you can save quite a bit of green. Here are the best things to buy during each month for the rest of the year!
“Can you hear me now?” is the once-popular tagline of Verizon commercials, but it’s also the headline of a new scam. Scammers making robocalls will ask some innocuous question. Once the targeted person says “yes,” a recording is made of the response and it is used to sign up the target for unwanted, expensive services. It’s a scheme that’s been targeted at businesses before, but it has now shifted targeting to individual consumers across the country.
Embarking on home improvement and renovation projects can be exciting – and intimidating. To get inspired, you might spend weeks reading home magazines, making the rounds to home improvement stores and searching the Internet. Or you might spend a day going to a home show.
If you read financial headlines, you’ve no doubt seen the news that the Federal Reserve is raising interest rates. These headlines can be accompanied with all sorts of hyperbole about the end of the stock market, the boom of bonds or any of a dozen other possible predictions. It’s easy to get overwhelmed when there’s this much information and so much of it is conflicting. Let’s set the record straight on what rising prime interest rates mean for you.
If there’s one lesson in investing, it’s that time in the market matters. The longer you leave your capital alone, the more it can grow. If past growth rates continue, the time you leave your savings alone is more important than how much you save.