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Kick Off a Safe and Healthy Summer

Legs kicking in a swimming poolSummer means outdoor time, swimming, picnics and travel. Here are tips to keep your family healthy, happy and far from the ER.

Financial Tips for Single Parents

Mother and Child on the floor looking at receiptsSingle parenting brings unique budgeting challenges.

The U.S. Department of Agriculture reports that it costs an estimated $241,080 for a middle-income couple to raise a child to age 18 – and many single parents shoulder that responsibility alone. Even with adequate child support, it’s smart to be proactive about financial matters as a single mom or dad.

Changes in the VantageScore System

Checking Credit Score on Smart PhoneQ: I’ve heard VantageScore is getting an overhaul. What kind of changes are being made and how will this affect how my score is calculated?

A: The VantageScore, which dictates the way credit bureaus — Experian, TransUnion, and Equifax — determine your credit score, is getting a shake-up this fall. It’s wise be learn all you can about these changes so you can make the necessary adjustments to your credit behavior.

Remodeling? How to Find a Good Contractor

iPad with new kitchen on top of architectural drawingsIf you’re hiring a contractor for a home improvement project this summer, these 10 tips can help ensure that your contractor measures up.

Your Personal RV Buying Guide

RV driving down a roadQ: It’s vacation time again. This year, we’re thinking about doing something different and buying an RV, but RV lots seem so intimidating! What do we need to know to take some of the stress off?

Fidget Spinners: Harmless Fad or Mega Distraction?

Child Using Fidget SpinnerUnless you’ve been living under a rock, you’ve seen them practically everywhere. The small plastic gadgets don’t do much, but they’ve completely overtaken the toy industry.

Top 10 Do’s and Don’ts for Personal Loans

Man taking cash out of wallet

  1. Do use it to consolidate debt.

    Put all high-interest credit card debt and payday loans into one loan with a fixed rate, a fixed monthly payment and a closed-end term. You’ll save money and make debt management a lot simpler. Be sure to stop using any credit cards you pay off so you don’t rack up another large bill.

What You Need To Know About EMVs

Chip Card CloseupAre you a swiper or a dipper? Chances are, you have at least one EMV chip-enabled card in your wallet.

EMV, which stands for Europay, Mastercard and Visa, and has been used for years throughout the world, was introduced in the U.S. about 18 months ago. The cards are also called smart cards, chip cards, smart-chip cards and chip-enabled smart cards.

Here’s what you need to know about the new generation of cards.

Debt Consolidation: Not a Silver Bullet, But Still a Good Idea

Big financial problem - debtIf you’re up to your eyeballs in debt, the one thing you may wish for more than anything else is a blank slate. If you had a chance to wipe your slate clean and start over, things would be different. Of course, barring a winning lottery ticket, nothing is going to make that much of a change overnight.

Putting Your Affairs in Order

Aurora BorealisQ: I know it’s important to have my financial affairs in order, especially when approaching an advanced age, but it’s all so overwhelming. How do I go about this task?

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