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Warranty (Mechanical Breakdown) Coverage

Extend the life of your vehicle with Mechanical Breakdown Protection!

The vast majority of costly mechanical and electrical failures occur after the factory warranty has expired. Without extended warranty coverage, you may wind up paying for unexpected and expensive repairs. As a result, extended coverage for auto repairs has become a necessity.

With a full complement of affordable coverage options, our protection is the ideal solution to protect the investment you've made in your vehicle and reduce out-of-pocket expenses should a mechanical breakdown occur.

You may be eligible for coverage even if you don’t currently have an auto loan with UNITED SA!

  • Repairs can be performed at any licensed repair facility in the U.S. or Canada
  • All claims are handled directly by the insurer with direct payments to the repair facility
  • You may transfer your coverage if you sell your vehicle before your contract expires


With four levels of coverage, our Mechanical Breakdown coverage offers affordable options to ensure your vehicle is protected against costly mechanical and electrical repairs. Coverage benefits include*:

Roadside Assistance

All plans provide reimbursement for Roadside Assistance. Emergency services include:

  • Lock-Out Assistance
  • Fuel Delivery Services
  • Flat Tire Assistance
  • Battery Service


Rental Vehicle Assistance

In the event of a covered mechanical breakdown, you will be eligible for alternate transportation expenses according to the schedule in your contract.

Tire Road Hazard

Our protection plans provide coverage for the repair, or if necessary, the replacement of your vehicle's tires if damaged due to a road hazard.

Trip Interruption

In case of a mechanical breakdown that occurs more than 100 miles away from your home and results in a repair facility keeping your vehicle overnight, you are eligible to be reimbursed for meals and lodging for up to three days.

*Please refer to the actual service contract for coverage, exclusions, terms and conditions.